Branded Workplace Financial Education Web Portals for Companies
Organizations are increasingly offering some form of workplace financial education as part of their employee benefits program. They recognize the long-term intrinsic value of such a service. Other benefits to offering some form of workplace financial education include:
1. To increase participation in and contributions to 401(K), 403(B), and other retirement plans.
2. To help employees improve their personal financial wellness.
3. To help employees remove obstacles to fully funding their retirement plans.
4. To increase employee loyalty and morale.
5. To improve employees’ chances to retire early or on time.
6. To reduce employees’ stress.
7. To increase workplace productivity.
8. To reduce the incidence of employee theft.
9. To help employers avoid lawsuits.
10. To remove limits on tax-deferred savings for highly compensated employees.
To expand organizational options related to workplace financial education, Strativia works with companies to build branded financial education web portals and other web-based resources. These portals are accessed from the company’s intranet and are not available to the general public. These workplace financial education web portals serve as a platform to achieve specific educational initiatives, reach specific target groups, and as a public relations medium.
Strativia’s branded portals are creative and user-friendly with a focus on financial literacy, retirement planning and preparation, and investor education. Our workplace financial education web portals are designed to speak a cohesive message to your people. Providing the most current content along with interactive tools, assessments, surveys, calculators, and other resources helps ensure your employees find what they want when they need it.

Tools like those offered by Strativia help employees to place more importance on managing their money starting now. They learn to establish a spending plan, develop an emergency fund, understand investing, and implement a concrete retirement plan. The benefits of financial education web portals will positively affect these employees for a lifetime.
About Strativia
Strativia is a financial management software development and services company specializing in applications for personal and business use. Their software enables users to manage and understand their money matters. They are headquartered in Mitchellville, MD. Our software has been distributed throughout the U.S. and in several countries worldwide.


Branded Financial Education Web Portals for Colleges
Credit card companies along with other creditors routinely target college students for their products and services. If a student is not careful, it is possible for them to become loaded with debt before they even graduate. Think this is a remote problem? Think again. Today, far more college students are stacking up on debt than ever before. What is the primary reason? It is due to a lack of a solid personal financial education.
To combat this issue, colleges are increasingly offering financial education as part of their curriculum. They recognize the long-term intrinsic value of such a class. While these classes are not mandatory it is a good step in the right direction to promote financial literacy to those who will need it most. Further, colleges are increasing looking for new ways to expand their financial education programs and services for their students.
Companies like Strativia Software work with colleges to build branded financial education web portals and other web-based resources. These portals are accessed from the school intranet and are available to students and staff, but not the general public. These financial education web portals serve as a platform to achieve specific educational initiatives, reach specific target groups, and as a public relations medium.
Strativia’s branded portals are creative and user-friendly with a focus on financial literacy, investor education, and retirement preparation and planning. Our sites are designed and written to speak a cohesive message to your students. Providing the most current content along with interactive tools, assessments, surveys, calculators, and other resources helps ensure your students find what they want when they need it.
Tools like those offered by Strativia help college students place more importance on managing their money starting now. College students learn to establish a spending plan, develop an emergency fund, understand investing, and start retirement planning. The benefits of these web portals will positively affect these students for a lifetime. “When I was in college, no one ever talked to me about money management,” says Donnell Peterson, a George Washington University College Student. “The portal has everything you need to know about managing your money for now and for years to come!”

About Strativia
Strativia is a financial management software development and services company specializing in applications for personal and business use. Our software enables users to manage and understand their money matters. Strativia is the developer of Budget Forecaster, a powerful home budget and personal finance management application. To find out more about their financial education web portals or about their products and services in general, visit: wwww.strativia.com.


The Most Important Financial Tool
During my 22-year career as a financial advisor, I found that one of the most important financial tools was a simple monthly budget. Sadly, almost no one uses it, even though it’s one of the most effortless financial tools to set-up, and among the easiest to implement.
A monthly budget is the list of expenditures that you make each month. You can go to our site:
http://mysite.verizon.net/vzer1vjr/blankstartfromscratch/index.html to download a sample budget. When using a budget, the expenditures listed are FIRM. That is, if you allocate $200 per month for entertainment, you are only permitted to spend $200 for that category. If you spend the entire amount on the first Friday of the month, you’ll have to stay at home and watch TV for the rest of the month.
A budget is an important tool to assist you in saving money for retirement. However, it is an absolute necessity as you get closer to your retirement date. After all, how can you determine whether or not you can afford to retire if you don’t have a good idea of what your monthly expenses are? By setting up a monthly budget, you control your expenses and increase the amount you can put away for retirement.
Still not convinced? Let’s assume that you buy a $2.50 Latte every day (an item that is not in your monthly budget). It’s just $12.50 per week, not a significant amount. Right? WRONG! If you put that $2.50 per day into an investment paying 8% per year, and allow it to grow for 30 years (your working career), it would grow to a sum of $68,417.16. Now that’s real money! The value of a budget is that it keeps you focused on your expenses. If your budget allocates $200 per month for entertainment and you spend the entire amount in one week, you’ve got to go three weeks with no further entertainment. Without a budget, you would just go to the bank and withdraw another $200 from savings. Granted, it’s a little painful now, but it will pay big dividends at retirement. (I’m 55 and I retired some months ago. Excuse me now while I freshen my drink.)